Inclusions

• Construct - Benefits Sum Insured 
• In-patient Care with Day Care treatment for injury or illness (For Emergency Care) INR 3,00,000 
• OPD Expenses for illness or injury INR 25,000 
• Repatriation of Mortal Remains INR 10,000 
• Bounced Booking (in case the hotel denies accommodation for a confirmed booking) INR 20,000 
• Emergency Hotel Accommodation for immediate family member in case the insured is hospitalized INR 10,000 
• Home Burglary (Except Cash and Jewelry) INR 1,00,000 
• Hotel Cancellation charges if insured cancels the booking due to any illness or natural calamities INR 10,000 
• Medical Evacuation INR 10,000 
• Loss of Laptop/ Tablet / Hand baggage during trip INR 20,000 
• Personal Accident (Accidental Death & Permanent Total Disability) INR 10,00,000 

• •Emergency Care means management for an illness or injury which results in symptoms which occur suddenly and unexpectedly, and requires immediate care by a medical practitioner to prevent death or serious long term impairment of the insured person’s health
• •Only covid confirmed moderate to severe symptoms for emergency care are covered

Exclusions

The insurance cover is not valid for customers who are:

• a. Recommended quarantine at the time of enrolment in this policy
• b. Immunocompromised. Immunocompromised Persons include Persons who have undergone Hospitalization, surgery or Day Care procedure(s) within 90 days immediately preceding the Certificate Period Start Date
• c. Living with or sharing the same address as that of person(s) who is Diagnosed with COVID-19 or Quarantined at the time of purchase of this policy.
• d. Customers who have travelled to the travel-restricted countries specified by the Central Government or Union Health Ministry of India in 45 days immediately preceding the policy Start Date.
• e. Treatment received outside India, unless specified in the Policy.
• f. Any form of Alternative Treatment, unless opted under the Policy.

The insurance policy does not cover treatment for pre-existing diseases/ conditions or Testing done at a Diagnostic center other than the ones authorized/certified by the Union Health Ministry of India.

Other terms and conditions

The Certificate of Insurance will be provided by Aditya Birla Health Insurance Company Limited in the name of the individual as registered with MakeMyTrip, on his/her email id within 3 working days of the transaction. The coverage will start from T day (T is the trip commencement date).

For detailed T&C, customer can refer Group Activ Travel policy wordings here.